Would be cool if there was a way to make local money. Like in mining places you could help mine on the ground. Maybe recognize patterns in the rock for the maximum chance at precious metals, which gives a higher bounty. On refinery stations you could transport chemicals from one machine to another. Farming worlds would have you running a combine up and down a grain-filled screen, trying to steer around rocks. Pleasure worlds might have you serving customers somewhere. The bigger worlds might have a variety, maybe a job board that includes those above plus others.
Either that or there could be an insurance fund that you can tap once. It keeps growing in amount over time, so you could spend a long time in a hotel for example (or a shelter if you can prove you're broke), then you can tap into the fund once it reaches enough of an amount that you could buy a jump drive or whatever it is you want.